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American Express

Blue from American Express®

0% Intro APR
for 12 months
No Annual Fee

0% APR on Purchases for up to 12 months.

No Annual Fee.

2.99% Fixed APR on BT for first 12 months.

Earn 1 point for every $1 you spend.

Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.

Membership Rewards Express® program.

Discover® Card

More® Card

0% Intro APR
No Annual Fee

0% Intro APR on Purchases and Balance Transfers.

No Annual Fee.

5% Cashback Bonus®.^*

Up to 1% Cashback Bonus on all other purchases automatically.

Get a $20 Discover Gift Card just for shopping with your Discover Card.^**

Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners.

Unlimited cash rewards.

$0 Fraud Liability Guarantee.

Chase Bank

Platinum Visa®

0% Intro APR
for up to 12 months
No Annual Fee

0% Intro APR for up to 12 months.

No Annual Fee.

Free Online Account Access.

Discover® Card

More® Card - Clear

0% Intro APR
No Annual Fee
5% Cashback Bonus

0% Intro APR on Purchases and Balance Transfers.

No Annual Fee.

5% Cashback Bonus®.^*

Up to 1% Cashback Bonus on all other purchases automatically.

Get a $20 Discover Gift Card just for shopping with your Discover Card.^**

Unlimited cash rewards.

$0 Fraud Liability Guarantee.

Millennium Bank

Black Diamond Visa®

Low APR
Rebuild Your
Credit History

Approved regardless of credit history.

No Credit Check.

Get cash at over 740,000 ATMs.

Credit limits up to $10,000.

Reports to all 3 bureaus.

Emergency cash transfers.

$100,000 travel accident insurance.

Extended warranty protection.

Special High Introductory Savings Rate.

Orchard Bank

Orchard Bank Classic MasterCard®

Low Annual Fee
Rebuild Your
Credit History

0% Intro APR for 6 Months on Purchases and Balance Transfers, for qualified applicants.

Acceptance at millions of locations worldwide, including website purchases and reservations.

Your account information is updated and at your fingertips 24/7 so you can manage it your way.

Email and text messages to remind you of your upcoming payment due date with online enrollment.

What can I do to improve my credit score?

A higher score can give you more financial options and many favorable credit offers. If you already have a good score, you can still improve it. There is no way to instantly boost your credit score.

Getting Approved for a Credit Card
Guide to Balance Transfers
Use your cash advance wisely
Get out of Credit Card Debt
Everything About Creditors
Lowering Your Interest Rate
Identity Theft
A One-Two Punch
Rewarding Behavior

^* 5% Cashback Bonus® in categories that change like travel, home improvement stores, gas, groceries, restaurants, movies and many more.
^** Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at a participating mall between 11/01/08 - 01/04/09, while supplies last. Original receipts and the Discover Card used to make the purchases must be presented to a participating mall's Customer Service by 01/04/09. Limit 5 Gift Cards per account, while supplies last, during the promotion period. Gift Card is valid through July 31, 2009.

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